Terms and Conditions

Terms and Conditions

Last updated: May 26, 2026

Wedlender LLC – Online Marketplace

Website / Platform: http://www.wedlender.com

Introduction

Welcome to Wedlender. Wedlender LLC (“Wedlender,” “Company,” “we,” “us,” or “our”) provides an online platform, website, mobile interfaces, and related tools that enable users to discover, list, buy, sell, and rent wedding-related items and services (collectively, the “Wedlender Services”). By accessing or using the Wedlender Services — including visiting http://www.wedlender.com

By creating an account, browsing listings, completing a purchase or rental, communicating with other users, or using any feature, tool, or functionality we make available — you agree to be bound by these Terms & Conditions on behalf of yourself and any business or individuals who access the Wedlender Services under your account.

PLEASE READ THESE TERMS CAREFULLY.

The Wedlender Services facilitate interactions between independent users. Wedlender itself is not a buyer, seller, renter, lender, merchant of record, shipping carrier, insurer, or agent for any user. Any purchase or rental you enter into is a contract directly between you and the applicable seller or lender, not with Wedlender.

Certain features of the Wedlender Services involve specific operational rules — such as how purchases, rentals, shipping, local pickup, and dispute procedures function on the platform. These rules are described within these Terms & Conditions. If any operational rule appears inconsistent with any other part of these Terms, the Terms & Conditions will govern.

Your continued use of the Wedlender Services constitutes your acceptance of these Terms & Conditions and of any updates we may implement from time to time.

1. Purpose, Parties and Acceptance of Terms

1.1 The Wedlender Services

These Terms & Conditions (“Terms”) govern your access to and use of the online marketplace, website, applications, tools, and services made available by Wedlender LLC (“Wedlender”, “we”, “us”, or “our”), including at http://www.wedlender.com and any related mobile or web-based interfaces (collectively, the “Services”).

1.2 Parties to These Terms

These Terms are a legally binding agreement between:

Wedlender LLC, the operator of the Services; and

Each individual or entity that accesses or uses the Services in any capacity (“User”, “you” or “your”), including as a Buyer, Seller, Renter, Lender, or in any other permitted role.

1.3 Platform-Only Nature of Wedlender

Wedlender operates as an online marketplace and platform provider only. Unless we expressly state otherwise in writing:

Wedlender is not a buyer, seller, renter, lender, consignor, consignee, agent, or representative for any User.

Wedlender is not a shipping or logistics provider, insurer, escrow agent, or financial institution.

The underlying contract for the purchase or rental of any item is directly between Users, and not between you and Wedlender.

1.4 Binding Effect and Acceptance

You agree to be bound by these Terms when you:

Create an account on the Services;

Access or use any portion of the Services;

Click “Accept,” “Agree,” “Sign up,” or similar buttons referencing these Terms; or

Continue using the Services after we publish an update to these Terms.

By using the Services, you consent to the use of electronic signatures, contracts, records, and notices, and agree that electronic records and acceptances have the same legal effect as if they were in writing and signed with a physical signature.

If you do not agree to these Terms, do not access or use the Services.

1.5 Incorporated Policies and Additional Terms

These Terms incorporate, by reference, and are to be read together with:

Our Privacy Policy, which explains how we collect, use, and share personal data;

Our Cookie Policy, which describes our use of cookies and similar technologies; and

Any additional policies, program terms, or guidelines we may issue from time to time (for example, dispute rules, rental program rules, or community guidelines).

In the event of a conflict between these Terms and any incorporated policy, these Terms will control, unless the other document expressly states otherwise.

1.6 Business and Consumer Users

Users may use the Services in their personal capacity (for example, individual buyers and sellers) or on behalf of a business or organization. Where you use the Services on behalf of a business or organization, you represent and warrant that:

You have full legal authority to bind that entity to these Terms; and

All references to “you” or “User” in these Terms will include that entity.

Definitions and Interpretation

2.1 Key Definitions

For purposes of these Terms, the following capitalized terms have the meanings set out below:

“Account” means a registered user account created on the Services.

“Buyer” means a User who purchases an Item through the Services.

“Seller” means a User who lists Items for sale and sells those Items through the Services.

“Renter” means a User who rents an Item through the Services.

“Lender” means a User who offers an Item for rental through the Services (also referred to as an “item owner” where relevant).

“Item” means any product or good that is listed on the Services for sale or rental, including wedding-related apparel, accessories, décor, and other permitted items.

“Listing” means any offering of an Item on the Services for sale or rental, including photos, descriptions, pricing, available dates, and other listing information.

“Purchase” means a completed transaction whereby a Buyer pays for and acquires ownership of an Item from a Seller via the Services.

“Rental” means a transaction whereby a Renter obtains temporary possession and use of an Item from a Lender via the Services, with the obligation to return that Item.

“Local Pickup” means an in-person handoff of an Item directly between Users, coordinated through the Services.

“Shipping” means delivery of an Item by a carrier or shipping service, for which a shipping label and tracking may be generated through the Services or associated tools.

“Retail Value” means the full replacement value of an Item, as stated or agreed in the Listing, used for the purposes of determining late fees and/or replacement charges for rentals.

“Services” has the meaning given in Section 1.1 and includes all related tools, features, and content.

“Third-Party Services” means any third-party service integrated into or used in connection with the Services, including payment processors, shipping carriers, tax engines, and analytics providers.

“Dispute” means any complaint, claim or disagreement between Users, or between a User and a payment provider, arising out of a transaction conducted through the Services.

“SNAD” means “significantly not as described,” referring to an Item that materially differs from its Listing description, photos or disclosed condition.

We may define additional terms within particular sections. Those terms will have the meanings given to them in context.

2.2 Interpretation Rules

Unless the context requires otherwise:

Words in the singular include the plural and vice versa.

The term “including” (and similar words such as “include” or “for example”) shall be read as “including but not limited to.”

References to “law,” “laws,” or “applicable law” mean all applicable statutes, regulations, and judicial or administrative decisions that have the force of law in the relevant jurisdiction.

Headings are for convenience only and do not affect interpretation.

References to a “person” include natural persons, legal entities, and any other recognized legal person.

2.3 Precedence

If there is any inconsistency:

Between these Terms and any FAQ, help article, or other non-contractual explanation, these Terms will prevail; and

Between these Terms and any specific program terms that expressly state they override these Terms, the specific program terms will prevail solely for that program.

Changes to the Services and to These Terms

3.1 Changes to the Services

We may, at any time and in our sole discretion, introduce new features, modify existing features, or suspend or discontinue all or part of the Services. This may include:

Changing the way Listings are displayed or prioritized;

Adjusting platform tools such as messaging, shipping label generation, or dispute handling flows; or

Introducing new fees, programs, or eligibility criteria.

Where feasible, we will take reasonable steps to avoid changes that materially disrupt active transactions, but we reserve the right to implement changes that we believe are necessary for legal, security, operational, or commercial reasons.

3.2 Changes to These Terms

We may modify these Terms from time to time. When we do:

We will update the “Effective Date” at the top of these Terms; and

We may provide additional notice, such as by email, in-product messages, or prominent notice on the Services.

3.3 Effective Date of Changes

Unless otherwise stated, changes to these Terms will become effective upon posting. Your continued access to or use of the Services after the updated Terms are posted constitutes your acceptance of the changes.

3.4 Your Rights if You Disagree

If you do not agree to the updated Terms, you must:

Stop using the Services; and

Close your Account following the process described in these Terms.

You remain responsible for all obligations incurred prior to closing your Account and for any ongoing obligations arising from transactions you entered into before the effective date of any changes.

Eligibility, Territory and User Categories

4.1 Minimum Age and Legal Capacity

You may only create an Account and use the Services if you:

Are of legal age to form a binding contract in your jurisdiction of residence (typically at least 18 years old); and

Have full legal capacity and authority to enter into these Terms.

The Services are not directed to children, and we do not knowingly permit individuals who do not have contractual capacity to use the Services in a way that creates binding obligations.

4.2 Territory and Use Restrictions

The Services are intended for use by Users located in the United States of America. We may:

Restrict or block access from certain countries or regions;

Decline to support transactions involving shipping or local pickup outside specified areas; and

Require additional verification for Users or transactions that appear to involve cross-border elements.

You are responsible for ensuring that your use of the Services complies with all laws applicable to you.

4.3 Use on Behalf of a Business or Organization

If you use the Services on behalf of a company, partnership, or other entity:

You represent and warrant that you are duly authorized to act on its behalf; and

All references to “you” or “User” will include that entity, in addition to you personally.

Wedlender may request documentation supporting your authority and may suspend or restrict your Account if such documentation is not provided.

4.4 Sanctions and Prohibited Persons

You may not use the Services if:

You are, or become, subject to any sanctions or export control restrictions that prohibit your use of the Services; or

Your use of the Services would cause Wedlender to violate any applicable sanctions, export control laws, or similar restrictions.

We may screen Users against applicable sanctions lists and may suspend or terminate Accounts where we reasonably believe such screening is required or appropriate.

4.5 User Categories

Depending on how you use the Services, you may fall into one or more categories, including:

Buyer – you purchase Items through the Services;

Seller – you list Items for sale and sell them through the Services;

Renter – you obtain Items temporarily via rental;

Lender – you list Items for rental to Renters;

Any other roles we may introduce or recognize from time to time.

Your responsibilities and risks may differ depending on your role in a given transaction. You are responsible for understanding and complying with the provisions of these Terms that apply to each role you undertake.

Account Registration, Verification and Security

5.1 Account Creation

To access most features of the Services, including creating Listings, making purchases, or entering into rentals, you must register and create an Account. When registering, you must provide accurate and complete information, which may include:

Your first and last name;

Your email address and password;

Your mobile phone number;

Your shop or profile name; and

Any other information we reasonably request.

You agree to keep your Account information current and to promptly update any changes.

5.2 One Account Per User

We may limit each natural person or entity to a single Account, and we may restrict or prohibit the creation of multiple Accounts used to circumvent limits, bans, or other enforcement actions.

5.3 Account Security

You are solely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account. You agree to:

Use a strong, unique password;

Not share your password or allow others to use your Account; and

Notify us immediately at the contact email specified above if you suspect any unauthorized access or security breach.

We are not liable for any loss or damage arising from your failure to comply with these security obligations.

5.4 Verification and Additional Information

We may, at any time, require you to verify your identity, your ownership of payment methods, or your right to list and rent particular Items. This may involve:

Providing government-issued identification;

Providing proof of address or proof of bank account ownership;

Providing documentation demonstrating your lawful ownership of an Item; or

Undergoing verification through Third-Party Services (for example, payment processors or KYC providers).

Your access to certain features or payout capabilities may be suspended or limited until verification is complete.

5.5 Business and Professional Sellers

If you act as a business or professional seller or lender, you may be subject to additional obligations under applicable consumer protection laws. It is your responsibility to understand and comply with those obligations. Wedlender does not provide tax, legal, or regulatory advice.

5.6 Account Suspension and Closure

We may, in our sole discretion and without liability to you, suspend, restrict, or close your Account, or limit certain features, if we believe that:

You have breached these Terms or any applicable law;

Your Account has been, or is likely to be, compromised;

You are engaged in fraud, misuse, or other prohibited conduct; or

Such action is reasonably necessary for legal, security, or risk management reasons.

You may close your Account at any time, subject to your outstanding obligations under these Terms, including obligations relating to ongoing or past transactions.

Nature of the Wedlender Marketplace and Role of Wedlender

6.1 Marketplace Facilitator Only

Wedlender operates as an online marketplace facilitator that enables Users to list, discover, purchase, rent, and exchange Items. Except where we explicitly state otherwise in writing:

Wedlender is not a party to any contract between Users for the purchase or rental of Items;

Wedlender does not take title to Items at any point in a transaction; and

Wedlender does not act as a seller, buyer, lender, renter, agent, or insurer.

6.2 No Agency Relationship

Nothing in these Terms shall be construed to create any relationship of agency, partnership, joint venture, employment, or franchise between you and Wedlender. No User is authorized to make or accept any offers or representations on behalf of Wedlender.

6.3 User Responsibility for Transactions

Each User is solely responsible for:

Selecting the counterparty for any transaction;

Reviewing Listings, Item descriptions, prices, and conditions;

Complying with any applicable laws relating to the sale, purchase, rental, or ownership of Items; and

Taking reasonable steps to protect their own safety during local pickups and other in-person interactions.

Wedlender does not guarantee the existence, quality, safety, legality, or fitness for purpose of any Items, or the conduct, identity, or reliability of any User.

6.4 Tools and Services Provided by Wedlender

Without limiting the generality of the foregoing, our Services may include:

Hosting and displaying Listings;

Providing search and discovery tools;

Facilitating in-platform messaging and coordination of local pickup;

Integrating with Third-Party Services to process payments, generate shipping labels, and calculate taxes; and

Providing a framework for Users to submit and manage Disputes.

The availability of these tools at any given time does not guarantee their continued availability, and we may change or discontinue any such tools at our discretion. Wedlender strives to make the Services accessible to all users, but does not guarantee that the Services will meet the requirements of every assistive technology, accessibility standard, or individual user need.

6.5 No Guarantee of Outcomes

We do not:

Guarantee that any Listing will receive interest or result in a transaction;

Guarantee that any Buyer, Seller, Renter, or Lender will perform their obligations;

Guarantee any particular outcome in a Dispute; or

Guarantee any particular decision by a payment processor, bank, or card network with respect to chargebacks or payment reversals.

Any opinions, advice, or information provided by Wedlender (for example, in FAQs, customer support responses, or help articles) are for informational purposes only and do not create any warranty or guarantee.

6.6 Unclaimed Funds

This Section applies to any monetary balance, credit, stored value, refund, reward, promotional credit, gift card balance, or other funds held by Company on behalf of a user in connection with the user’s account or use of the Website or Services (collectively, “Account Funds”). This Section does not apply to funds held pursuant to a separate written agreement that expressly governs dormancy and escheatment.

An account or Account Fund balance will be considered “Dormant” if the user has not engaged in any of the following qualifying activity for a continuous period of one (1) year(s) (the “Dormancy Period”):

(a) logging into the user’s account;

(b) making a purchase, redemption, withdrawal, or deposit;

(c) contacting Company customer support regarding the account;

(d) responding to a communication from the Company regarding the account’s dormancy status; or

(e) any other action that evidences the user’s awareness of the account and interest in the Account Funds, as determined by the Company in its reasonable discretion.

The Company does not charge dormancy or maintenance fees on Account Fund balances. Dormant balances will be maintained until escheated pursuant to this Section.

Before treating an account as Dormant or taking any action described in this Section, the Company will use commercially reasonable efforts to notify the user of the impending dormancy determination by:

(a) sending at least one written notice to the user’s email address on file no less than 30 days prior to the end of the Dormancy Period or the commencement of any dormancy fee assessment; and

(b) sending a second notice no less than 60 days prior to any remittance of Account Funds to the applicable state authority.

It is the user’s responsibility to maintain a current and accurate email address in their account settings. The Company shall not be liable for failure to provide notice resulting from an outdated, invalid, or undeliverable email address.

Escheatment to State. To the extent required by applicable unclaimed property law, Account Funds that remain Dormant following the applicable holding period required by law (which may differ from the Dormancy Period defined above) will be reported and remitted to the unclaimed property program of the applicable state authority. The state to which funds are escheated will be determined in accordance with applicable law, generally based on the user’s last known address as reflected in our records, or the Company’s state of incorporation if the user’s address is unknown.

Effect of Escheatment. Upon remittance of Account Funds to the applicable state authority, the Company’s obligation to the user with respect to those funds is fully discharged and extinguished. The Company will have no further liability to the user for those funds. Users who believe funds have been escheated on their behalf may file a claim directly with the applicable state’s unclaimed property program. A list of state unclaimed property programs is available at usa.gov/unclaimed-money.

Reclamation Prior to Escheatment. At any time prior to remittance to the applicable state authority, a user may reclaim Dormant Account Funds by logging into their account and taking a qualifying action as described in this Section, or by contacting the Company at hello@wedlender.com and verifying their identity. The Company may require identity verification before releasing Dormant funds. Once funds have been escheated to the state, the Company has no obligation to restore them; the user must pursue reclamation directly through the applicable state program.

Promotional credits, bonus credits, referral credits, loyalty points, and similar non-monetary benefits that have no fixed cash redemption value are not “Account Funds” for purposes of this Section and are not subject to escheatment. Such non-monetary credits may expire pursuant to the terms applicable to those programs and will not be remitted to any state authority.

Nothing in this Section limits the Company’s obligations under applicable state unclaimed property laws, including any obligation to report, remit, or maintain records with respect to unclaimed property. In the event of any conflict between this Section and applicable law, applicable law controls.

User Types and Relationship Between Users

7.1 Buyers

A Buyer is a User who purchases Items via the Services. As a Buyer, you acknowledge and agree that:

You are purchasing Items from the relevant Seller, and not from Wedlender;

It is your responsibility to review the Listing, including Item condition, size, alterations, and any limitations or exclusions;

You must provide accurate shipping and contact information, or accurate details to coordinate local pickup; and

Your rights to cancellation, refunds, and Disputes are subject to these Terms and applicable law.

7.2 Sellers

A Seller is a User who offers Items for sale via Listings on the Services. As a Seller, you acknowledge and agree that:

You are entering into a contract directly with the Buyer for each Purchase;

You are solely responsible for the accuracy and completeness of your Listings;

You must clearly disclose any material defects, limitations, or special care requirements;

You must have full legal right and title to each Item you list, free of undisclosed liens or restrictions; and

You are responsible for fulfilling orders, including timely Shipping or Local Pickup arrangements, as further detailed in later sections of these Terms.

7.3 Renters

A Renter is a User who obtains temporary possession and use of an Item via a Rental transaction. As a Renter, you acknowledge and agree that:

You are entering into a contractual rental arrangement directly with the Lender;

You are responsible for caring for the Item and returning it in the condition and within the time frame agreed in the Listing and the rental flow;

You may be charged late fees, damage fees, or replacement costs if you fail to return the Item in accordance with the agreed terms; and

You authorize the use of stored payment methods (as applicable) to secure those obligations, subject to applicable law and these Terms.

7.4 Lenders / Item Owners

A Lender is a User who offers Items for Rental through the Services. As a Lender, you acknowledge and agree that:

You are entering into a rental contract directly with the Renter;

You must clearly disclose any material defects, limitations, or special care requirements;

You are responsible for confirming handover and return through the Services and for promptly reporting any late returns or damage; and

You may be required to substantiate any damage claims (for example, with photos or written notes from a repair professional) to facilitate payment via the Services.

7.5 Users with Multiple Roles

The same Account may act as Buyer, Seller, Renter, and Lender at different times. When you act in different roles:

You must comply with all provisions of these Terms that apply to each role; and

Your conduct in any role may affect your overall standing on the platform, including your access to features, payout capabilities, and continued use of the Services.

7.6 Relationship Between Users

Wedlender does not control or guarantee:

The contractual terms you may agree among yourselves beyond what the Services require;

Any promises made directly between Users outside of the Services; or

The performance of any User under any such promises.

Any off-platform arrangements you make with other Users are entirely at your own risk and are not governed or protected by these Terms, except as required by applicable law.

Listings, Item Standards and Condition Descriptions

8.1 Creating Listings

When you create a Listing, you must provide complete, accurate and non-misleading information about the Item, including, where applicable:

Category and type of Item (e.g., dress, veil, décor, signage);

Brand or designer, if known;

Size, measurements, and any alterations or tailoring;

Color, material, and style;

Condition (as described in Section 8.2);

Whether the Item is offered for Purchase, Rental, or both;

Any important limitations (e.g., fragile, requires steaming, cannot be altered, smoke-free/pet-free home claims); and

For rentals, the Retail Value and any special care requirements.

You agree that all information in your Listings will be truthful, accurate, and kept up to date.

8.2 Condition Standards

Where Wedlender provides condition labels or guidelines, you agree to classify Items according to those guidelines, such as:

New With Tag  – Unused, with original tags where applicable, and in original condition;

Like New  – Light wear appropriate for limited use; small, clearly disclosed imperfections;

Pre-Loved – Noticeable wear, but item remains fully functional and suitable for its intended use;

You must clearly disclose any material issues, including but not limited to: stains, tears, missing embellishments, broken zippers, alterations, discoloration, or odor.

8.3 Photographs and Visuals

You are responsible for ensuring that photos and other visuals in your Listing:

Accurately portray the Item’s current condition;

Are your own content, or content you have the lawful right to use; and

Do not misrepresent the color, fit, or scale of the Item.

You may not use photos that are deceptive, heavily edited in a way that hides defects, or that show different items than the ones being listed.

8.4 Ownership and Right to List

By creating a Listing, you represent and warrant that:

You are the lawful owner of the Item, or otherwise have full authority and right to sell or rent it;

The Item is not stolen, counterfeit, or subject to any undisclosed lien or security interest; and

Listing, selling, or renting the Item does not infringe or violate any third party’s rights, including intellectual property or contractual restrictions.

8.5 Availability and Accuracy of Listings

You must promptly update or remove Listings if:

The Item is no longer available for sale or rental;

There is a material change in the condition of the Item; or

Any other material information in the Listing becomes inaccurate.

We may, at our discretion, hide or remove Listings that appear inactive, misleading, or inconsistent with our policies.

8.6 Binding Nature of Listings

When you accept an order or rental request for an Item, you are entering into a binding contract with the Buyer or Renter, subject to:

These Terms;

Any additional conditions clearly disclosed in your Listing and consistent with applicable law; and

The applicable payment, shipping, rental, and dispute provisions herein.

You may not cancel accepted transactions except as permitted in these Terms or as required by applicable law.

Prohibited Items

9.1 Prohibited Categories

You may not list or transact in any Item that falls into any of the following categories (non-exhaustive, illustrative list):

Food, beverages, and other perishable goods;

Hazardous or flammable materials (e.g., fireworks, fuels, explosives);

Alcohol, tobacco, vaping products, or any drug-related paraphernalia;

Weapons, ammunition, or dangerous objects (including firearms, knives designed as weapons, or similar items);

Counterfeit goods or items infringing intellectual property rights;

Items that are illegal, stolen, or subject to a recall or regulatory restriction;

Personal and unsanitary items that cannot reasonably be cleaned (e.g., certain undergarments, used personal care products);

Live animals, insects, plants, or flowers;

Items requiring special licenses or permits that you do not hold;

Unauthorized digital goods, pirated media, or software keys;

Any items that violate applicable laws, regulations, or third-party rights.

Wedlender may maintain and update a more detailed restricted items list. You are responsible for reviewing any such list and complying with it.

9.2 Wedding-Focused Scope

The Services are intended for wedding-related items and services. We may remove Listings in our discretion, including those that:

Have no reasonable connection to weddings, events, or related occasions; or

Conflict with the intended focus or brand of the platform.

9.3 Enforcement Actions

If we believe an Item is prohibited, unsafe, or otherwise problematic, we may, in our sole discretion:

Remove or hide the Listing;

Cancel related transactions;

Place a hold on funds associated with the Listing;

Suspend or terminate your Account; and/or

Report the Item and/or your activity to law enforcement or relevant authorities.

9.4 Reporting Prohibited Items

Users are encouraged to report any suspected prohibited or unsafe Items. We may evaluate such reports but are not obligated to act on any particular complaint. We do not assume any duty to monitor all Listings proactively.

Permitted Use, Prohibited Conduct and Platform Rules

10.1 Permitted Use

You may use the Services only:

For lawful purposes;

In accordance with these Terms; and

In a manner consistent with the intended marketplace functionality (e.g., listing, discovering, buying, renting, and communicating about Items).

10.2 Prohibited Conduct

You agree that you will not:

Use the Services for any unlawful purpose or in violation of any law;

Use the Services to commit fraud, money laundering, or other financial crimes;

Interfere with or disrupt the operation of the Services, or attempt to gain unauthorized access to accounts, systems, or data;

Use scraping, harvesting, or automated tools (including bots, crawlers, or scripts) without our express written permission;

Circumvent or attempt to circumvent any fees, security measures, or platform rules;

Create or use multiple Accounts to evade enforcement actions, manipulate ratings, or engage in abusive behavior;

Engage in harassment, threats, hate speech, or abusive conduct toward any User or Wedlender representative;

Post or transmit any content that is defamatory, obscene, offensive, or otherwise objectionable;

Upload viruses, malware, or any code designed to impair the Services.

10.3 Off-Platform Transactions and Circumvention

You may not:

Solicit or encourage Buyers, Sellers, Renters, or Lenders to complete transactions off the platform, for example by offering discounted prices for direct payment;

Share external payment details (such as personal bank details, payment app usernames, or similar) for the purpose of circumventing the Services; or

Participate in transactions where payment is made outside of Wedlender’s approved payment methods.

If you choose to transact off-platform despite this prohibition, you do so entirely at your own risk, and Wedlender will have no responsibility or obligation in connection with those arrangements.

10.4 Reviews, Messaging and Community Conduct

You agree that any reviews, messages, or other User Content you create:

Will be honest, fair, and based on genuine experiences;

Will not contain offensive language, personal attacks, or confidential personal information about others; and

Will not be used to extort or coerce other Users (for example, threatening negative reviews or false reports to extract concessions).

We may, at our discretion, remove or moderate User Content and restrict messaging privileges to maintain a safe and trustworthy environment. Reviews may only be submitted by Users who have completed a transaction through the Services.

10.5 Enforcement Measures

If we believe you have violated these rules, we may, without notice and without liability to you:

Issue warnings or require corrective action;

Remove or edit Listings or other User Content;

Limit certain features (such as messaging, listing, or payout capabilities);

Place holds or reserves on funds;

Suspend or terminate your Account; and/or

Take any other action we reasonably deem appropriate.

Our decision to take or not take action in any particular instance does not waive our right to act in other instances.

Fees, Pricing, Taxes and Promotional Offers

11.1 Marketplace Fees

Wedlender charges Sellers and Lenders fees in connection with transactions conducted through the Services. The current standard marketplace fee structure is as follows:

$3 flat fee for transactions with a total price of $20 or less;

15% fee for transactions priced between $21 and $1,000;

12% fee for transactions priced between $1,001 and $5,000;

10% fee for transactions priced at $5,001 or more.

These fees apply to the total transaction value unless otherwise specified in the Services.

The applicable fees may be displayed in your Account, during the Listing process, at checkout, or in separate fee schedules that we publish and update from time to time. You agree to pay all applicable fees and authorize Wedlender and its payment partners to deduct such fees from your payouts or charge them to your stored payment method.

Fee Authorization

By using the Services:

Buyers authorize Wedlender to charge any applicable fees to the payment method on file.

Sellers and Lenders authorize Wedlender to withhold, deduct, or offset payouts to cover applicable fees, adjustments, refunds, or other amounts owed under these Terms.

Wedlender may charge Sellers and/or Lenders various fees in connection with the Services, which may include fees related to dispute resolution or additional services.

Wedlender may modify its fee structure from time to time in accordance with Section 11.6 of these Terms.

11.2 Price Setting

Sellers and Lenders are generally responsible for setting Item prices, including purchase price, rental price, and stated Retail Value for rentals. You agree that:

You will set prices in compliance with applicable law;

You will not list Items at deceptive or grossly manipulated prices; and

You remain responsible for any pricing errors in your Listings, subject to the cancellation provisions in these Terms.

11.3 Shipping Costs

For purchase transactions:

The responsibility for shipping costs (Buyer vs Seller) is determined in the Listing or at checkout;

The allocation of shipping costs may also be decided or changed between the Buyer and Seller as part of an accepted offer made through the Services;

Any shipping fees payable by the Buyer will be displayed during the order process or reflected in the final accepted offer; and

Wedlender may charge Sellers additional amounts if actual shipping costs materially exceed those represented in the shipping flow due to inaccurate weight or size declarations.

11.4 Taxes

Where required by law, Wedlender or its payment partners may:

Calculate, collect, and remit sales, use, or similar taxes on applicable transactions using third-party tax tools; or

Provide tools to help you calculate and display estimated taxes.

You remain responsible for:

Reviewing any tax amounts applied or displayed;

Complying with your own tax obligations, including income tax, self-employment tax, and any other taxes associated with your use of the Services; and

Reporting and remitting taxes not collected by Wedlender or its partners.

Wedlender may be required to report payments made to Sellers to the Internal Revenue Service (IRS) or other tax authorities using Form 1099-NEC or Form 1099-K, as applicable. Sellers must provide accurate and complete taxpayer identification information. Failure to provide valid information may result in withholding of payments and reporting of gross proceeds to the IRS in accordance with applicable law.

Applicable tax forms will generally be issued by January 31 of the year following the reportable payments, or as otherwise required by law.

Wedlender may be considered a marketplace facilitator for certain tax purposes. Such classification does not make Wedlender a party to any transaction between Users, and Users remain solely responsible for their own income reporting obligations.

Wedlender does not provide legal, tax, financial, insurance, or professional advice. All information provided through the Services is for general informational purposes only. You should consult your own advisors regarding your obligations.

11.5 Promotional Offers and Discounts

From time to time, Wedlender may offer promotional programs, credits, coupons, or discounts. Any such offers:

May be subject to additional terms and conditions;

Are non-transferable and may not be redeemed for cash;

May be modified, limited, or withdrawn at any time; and

May expire if not used within a specified time.

We may also offer promotional tools for Sellers or Lenders, such as listing boosts or featured placements, which may be subject to specific fees and program rules.

11.6 Wedding Package Offers

Wedlender may provide functionality that allows Buyers to group multiple Items from the same Seller into a single “Wedding Package Offer.” This feature enables Buyers to submit a bundled offer request to the Seller for multiple listings within the Seller’s store.

Package Creation and Submission

Buyers may select multiple eligible listings from a single Seller to create a Wedding Package Offer.

Submission of a Wedding Package Offer constitutes a non-binding proposal until accepted by the Seller.

Seller Response

Sellers may accept, decline, or submit a counteroffer to any Wedding Package Offer.

A binding transaction is formed only when the Seller accepts the offer and payment is successfully processed.

Shipping and Packaging Responsibilities

When accepting a Wedding Package Offer, the Seller is responsible for updating the shipment details, including accurate package dimensions, weight, and any other carrier-required information, to ensure the correct shipping label is generated.

Sellers must package Items appropriately to comply with carrier requirements and to protect Items during transit.

Pricing and Fees

Marketplace fees shall apply to Wedding Package Offers based on the total transaction value unless otherwise specified by Wedlender.

Modifications and Availability

All Items included in a Wedding Package Offer remain subject to availability until the Seller accepts the offer.

Sellers are responsible for ensuring listing accuracy prior to accepting a package.

Disputes and Platform Role

Wedlender acts solely as a platform facilitating the transaction and is not responsible for packaging decisions, shipping carrier performance, or fulfillment errors.

Wedlender reserves the right to modify or discontinue Wedding Package Offer functionality at any time.

11.7 Changes to Fees and Pricing Policies

We may modify our fees and pricing policies from time to time. Unless otherwise stated, fee changes will not apply retroactively to transactions completed prior to the effective date of the change. Your continued use of the Services after fee changes take effect constitutes your agreement to the new fees.

Purchase Orders and Contract Formation (Non-Rental Transactions)

12.1 Placing an Order

To place an order for a Purchase, the Buyer must:

Select the Item and review its Listing, including condition and shipping/local pickup options;

Confirm the quantity, price, shipping costs (if applicable), and delivery or pickup details; and

Authorize payment using an approved payment method.

Before finalizing the order, Buyers are responsible for verifying all details, including Item specifications and shipping address.

12.2 Seller Acceptance and Contract Formation

In general, a binding contract between Buyer and Seller is formed when:

The Buyer completes the order process and the payment is successfully authorized; and

The Seller confirms the order or does not decline the order within any applicable time window specified in the Services.

By placing an order, the Buyer represents and warrants that:

The payment information provided is accurate, current, and authorized for the transaction; and

The Buyer is responsible for any additional fees, bank charges, or currency conversion costs applied by their payment provider.

However, if a Listing or order contains an obvious error (for example, a clearly incorrect price or quantity) that a reasonable person would recognize as an error, Wedlender and/or the Seller may cancel the order and refund the Buyer, subject to applicable law.

12.3 Order Confirmation

After an order is placed:

The Buyer may receive an order confirmation via email or in-app notification; and

The Seller will be notified of the order and expected to fulfill it in accordance with these Terms.

Order confirmations acknowledge receipt of the order but do not necessarily mean that the order cannot be canceled later in accordance with these Terms.

12.4 Seller Obligations Upon Order

Once an order is accepted or deemed accepted:

The Seller must either ship the Item or arrange Local Pickup within the timelines and conditions specified in Sections 13 and 14;

The Seller must not unreasonably refuse to fulfill the order; and

The Seller must communicate promptly through the Services if any issue arises that may affect fulfillment.

12.5 Buyer Responsibilities

As a Buyer, you agree to:

Provide accurate and complete shipping and contact information;

Be available to receive the Item at the delivery address or attend the agreed Local Pickup; and

Promptly inspect the Item on receipt and raise any issues within the specified timeframes for Disputes.

Failure to comply may affect your eligibility for refunds, dispute outcomes, and continued use of the Services.

12.6 Additional Contracts and Seller-Specific Terms

Wedlender is not responsible for any contracts, agreements, waivers, policies, or terms created or required by Sellers, Lenders, or other Users outside of the Services.

Each Seller or Lender is solely responsible for:

Providing the actual product or service described in the Listing; and

Preparing, presenting, and enforcing any additional agreements required for that product or service, including but not limited to liability waivers, service contracts, membership terms, or booking agreements.

If a Seller or Lender requires a Buyer or Renter to sign a separate contract, such contract is solely between the Users involved and not with Wedlender.

Sellers and Lenders must clearly disclose any requirement for additional contracts or waivers within the Listing or deal description before a transaction is completed, so that Buyers and Renters are informed in advance.

If any Listing term or external seller agreement conflicts with these Terms, these Terms will control with respect to the relationship between the User and Wedlender.

Wedlender is not responsible for the fulfillment of services, enforcement of seller-specific policies, or any disputes arising from external agreements between Users.

Shipping, Delivery and Risk of Loss – Purchase Transactions

13.1 Applicability

This Section 13 applies only to purchase transactions where Items are delivered via Shipping using a carrier. Rental transactions are handled through Local Pickup only and are addressed in Sections 15 and 16.

13.2 Use of Shipping Tools

Where Shipping is selected:

Sellers may generate shipping labels and tracking information via integrated tools (e.g., carrier integrations);

Buyers and Sellers may receive tracking updates via email or in-app notifications; and

Sellers must use accurate package details (weight, dimensions, and contents) when generating labels.

Wedlender may charge or adjust fees if inaccurate package details result in additional carrier charges.

13.3 Shipping Timelines and Obligations

Sellers must ship Items within the timeframe indicated in the Services or Listing. Unless otherwise specified in the Listing or applicable program rules:

Wedlender may issue an automated reminder to the Seller if the Item has not shipped within 3 days of order confirmation; and

The Buyer may gain the right to cancel the order if the Item has not shipped within 7 days of order confirmation.

Failure to ship within the applicable timeframe may result in:

Automated reminders to the Seller;

Buyer rights to cancel the order; and/or

Refund of the Buyer’s payment.

Wedlender may apply additional enforcement measures or policies in accordance with these Terms.

13.4 Risk of Loss and Title

Unless otherwise required by applicable law or explicitly stated in the Listing:

Risk of loss for an Item during Shipping typically passes from Seller to Buyer when the carrier delivers the Item to the delivery address provided;

Title to an Item generally passes from Seller to Buyer upon successful delivery, subject to Buyer’s rights under these Terms (for example, in case of SNAD or Dispute).

If an Item is lost, misdelivered, or damaged in transit, the parties must cooperate in good faith with the carrier’s claims process and with Wedlender’s dispute tools.

13.5 Undelivered or Misdelivered Items

If an Item is not delivered, delayed, or is delivered to the wrong address:

The Buyer must notify the Seller and/or initiate a Dispute through the Services within the timeframes specified;

The Seller must cooperate with the Buyer and Wedlender to investigate and, if appropriate, file a claim with the carrier; and

Wedlender may, at its discretion and based on available evidence, determine whether the Buyer is entitled to a refund or other remedy.

We may consider tracking information, carrier confirmations, and User evidence when evaluating such matters.

Wedlender does not assume custody, storage, or bailment responsibility for any Item at any time. All Items remain under the control and responsibility of the applicable Seller, Buyer, Lender, or Renter, as the case may be.

13.6 Packaging and Preparation

Sellers must:

Package Items securely and appropriately for the mode of transport and the nature of the Item;

Comply with all carrier rules and applicable laws (including those regarding hazardous materials); and

Use accurate return addresses and labeling.

Damage caused by inadequate packaging may affect Dispute outcomes and Seller standing.

If a shipment is returned by the carrier due to packaging errors, incorrect labeling, or failure to comply with shipping requirements, the Seller is responsible for correcting the issue and re-shipping the Item using proper packaging and labeling.

Local Pickup – Purchase Transactions

14.1 Applicability

This Section 14 applies to purchase transactions where the Buyer and Seller agree to meet in person to transfer the Item through Local Pickup.

14.2 Coordination Through the Services

All Local Pickup arrangements must be coordinated through the Services’ messaging tools. Users should:

Agree on a safe, public meeting location where reasonably possible;

Agree on a date and time for the pickup; and

Confirm any specific instructions related to trying on garments or inspecting Items.

You should not rely solely on external communications for arranging Local Pickup. Platform messaging and confirmation help provide evidence in case of Disputes. Users should conduct all Local Pickup communications through the Services. Any external communications are at the Users’ own discretion and may not be considered or relied upon by Wedlender when reviewing a Dispute. Platform messaging and confirmations provide the primary evidence for resolving disputes.

14.3 Confirmation of Handoff

At the time of pickup:

Buyer and Seller should inspect the Item and confirm that it matches the Listing as to type and apparent condition;

Both parties are strongly encouraged to take clear photos of the Item at handoff and to share confirmation via the Services (for example, marking the order as “Delivered” or equivalent); and

Once the pickup is confirmed in the Services, the transaction will generally be treated as delivered, subject to any Dispute procedures and limited review periods specified in these Terms.

14.4 No-Show and Failure to Schedule

If, after a reasonable period:

The parties fail to schedule a Local Pickup; or

One party repeatedly fails to attend scheduled pickups without good cause,

then, depending on the circumstances and applicable platform rules:

Wedlender may issue a reminder email to schedule Local Pickup 3 days after the order;

If Local Pickup has not been scheduled within 7 days of the order, either the Buyer or the Seller may be entitled to cancel the order;

The Buyer may be entitled to cancel the order and receive a refund; or

The Seller may be entitled to request that the order be canceled in their favor.

Users are responsible for monitoring platform communications and attending scheduled pickups.

14.5 Risk After Local Pickup

Once an Item has been handed over and the Local Pickup is confirmed:

Risk of loss or damage to the Item generally passes to the Buyer;

The Buyer is responsible for the Item’s condition thereafter, subject to any applicable warranties or statutory rights; and

Disputes about undisclosed defects or SNAD must be raised within 24 hours using the applicable timeframes and using the evidence available (including photos and messages at the point of pickup).

14.6 Safety and Conduct

Wedlender is a peer-to-peer marketplace and does not control, supervise, direct, or guarantee any in-person interactions between Users. Any exchanges, pickups, drop-offs, or meetings occur solely between the Users involved. Wedlender is not responsible for the conduct, safety, or actions of any User during in-person transactions, or for any incidents that may occur while traveling to or from such interactions.

Users acknowledge and voluntarily assume all risks associated with in-person interactions, including but not limited to personal injury, property damage, theft, harassment, death, or other harm that may occur before, during, or after a Local Pickup or exchange.

Wedlender does not conduct background checks or verify the identity, criminal history, or suitability of Users beyond basic account requirements, and makes no representations or warranties regarding the behavior, integrity, or intentions of any User.

Wedlender encourages Users to take reasonable precautions when arranging in-person exchanges, including meeting in public or well-lit locations, bringing a companion when possible, and avoiding sharing unnecessary personal information.

To the fullest extent permitted by law, Wedlender shall not be liable for any injuries, damages, losses, or claims arising from or related to in-person transactions or interactions between Users. All in-person transactions facilitated through the Services are undertaken at the User’s own risk.

You are solely responsible for:

Choosing safe meeting locations;

Using good judgment in deciding when, where, and with whom to meet; and

Taking reasonable precautions, such as bringing a companion or meeting in well-lit public places.

Any safety tips or guidance provided by Wedlender are informational only and do not create any duty or guarantee.

Rental Transactions – Booking, Rental Period and Handover

15.1 Eligibility and Rental-Only Rules

Rental offerings are available only for Items designated as Rental in Listings. Rentals must be fulfilled exclusively via Local Pickup, and may not be shipped. Lenders and Renters must comply with all requirements of Sections 15 and 16, in addition to any Listing-specific terms.

15.2 Booking Process

To book a Rental, the Renter must:

Review the Listing’s rental price, Retail Value, rental window, care instructions, and return obligations;

Select available rental dates and confirm pickup and return expectations;

Authorize payment of the rental fee; and

Authorize the use of a stored payment method via Stripe Setup Intents for potential late, damage, or replacement charges, as detailed in Section 16.

A Rental contract is formed when the Renter completes the booking and the Lender accepts or does not decline the booking within applicable timeframes. A request will be sent to the Lender which has to be accepted prior to booking confirmation.

15.3 Listing Requirements for Rentals

Lenders must specify:

Rental price for the defined rental period;

Clear, realistic return deadline;

The Retail Value representing the maximum replacement cost if the Item is not returned or is irreparably damaged;

Any care restrictions or handling warnings;

Acceptable pickup locations.

Lenders warrant that the Retail Value is reasonable and reflective of the Item’s actual replacement cost.

15.4 Obligations of Renters

Renters agree to:

Pick up the Item at the agreed time and location;

Handle the Item with reasonable care;

Use the Item only for lawful purposes and in accordance with Listing guidelines;

Not lend, sub-rent, assign, or transfer the Item to any other person or third party;

Promptly notify the Lender or the Services if the Item is damaged, lost, or malfunctioning during the rental period;

Return the Item on or before the agreed return deadline in substantially the same condition, normal wear excepted; and

Cooperate in confirming both pickup and return in the Services.

Wedlender enforces its rental and return policies, including late fees, non-return fees, and damage charges, as described in these Terms. By using the Services, Renters agree to be responsible for any fees assessed in accordance with these policies. Wedlender may apply such fees directly to the payment method on file or offset them against future transactions, as permitted under these Terms.

15.5 Handover Confirmation

At Local Pickup, both parties should:

Inspect the Item together for existing condition and defects;

Upload photos documenting the Item’s condition at handoff;

Mark the Item as Delivered in the Services.

The rental period begins once both parties confirm pickup in the Services. If the Renter marks the Item as delivered and the Lender believes the confirmation is inaccurate or misleading, the Lender may change the status to “not delivered” within the Services and submit a dispute to Wedlender for review. Wedlender may evaluate the available evidence and determine the appropriate status or outcome in accordance with these Terms.

15.6 Lender’s Obligations

Lenders must:

Provide the Item in the condition represented in the Listing;

Ensure the Item is clean, functional, and ready for its intended rental use;

Meet Renters on time at the agreed location;

Confirm pickup and return through the Services;

Report any issues or damage within the required reporting time.

15.7 Failure to Complete Pickup

If the Renter fails to pick up the Item at the scheduled time:

The Lender may request cancellation after reasonable attempts to reschedule;

Wedlender may issue refunds or uphold payout eligibility based on the evidence and platform rules.

If the Lender fails to attend pickup, the Renter may be eligible for cancellation and a refund.

Rental Returns, Late Returns, Damage and Loss

16.1 Return Procedure

Renters must return Items:

At the agreed location;

On or before the return deadline;

In substantially the same condition as received, except for normal and disclosed wear.

Both parties should take photos at the return handoff and confirm the return in the Services.

Change of Rental Date

Any extension of a rental period must be requested and approved by both parties through the Wedlender platform. Extensions agreed to outside the Services are not recognized or enforceable. All applicable fees will be automatically recalculated upon in-platform approval of any extension.

Rental and Return Policies

Wedlender enforces its rental and return policies, including late fees, non-return fees, and damage charges. Renters agree to be responsible for any fees assessed in accordance with these policies. Wedlender may apply such fees directly to the payment method on file or offset them against future transactions, as permitted under these Terms.

16.2 Late Returns

If a Renter returns an Item after the deadline:

The Lender may report the Item as late in the Services;

Late fees may apply as disclosed in the Listing or rental flow. If an Item is not returned within 3 days after the return deadline, Wedlender may charge the Renter up to the full rental value of the Item. In cases of extended delay, non-return, or dispute, Wedlender may, based on the outcome of its Help Desk dispute resolution process, charge up to the Item’s stated Retail Value in accordance with these Terms, including any applicable damage, replacement, or recovery policies.

Wedlender may charge the stored payment method to satisfy overdue amounts.

The Renter acknowledges that failure to return the item on time may result in charges up to the full retail value, as well as potential account restrictions.

Late fees will not exceed reasonable estimates of lost rental value.

16.3 Unreturned Items

If an Item is not returned by the agreed return deadline, the following process applies:

Grace Period

Renters have a 3-day grace period following the scheduled return date to return the Item without penalty.

Late Fees

If the Item is not returned within the 3-day grace period, the Lender may mark the Item as “Unreturned,” and the Renter may be charged up to the full rental amount beginning on the 4th day after the return deadline.

Escalation to Wedlender Help Desk

If the Item remains unreturned after the 4th day, the matter may be escalated to Wedlender’s Help Desk. Wedlender reserves the right, based on the available evidence and dispute process, to:

Charge the Renter’s payment method on file for up to the full Retail Value of the Item;

Initiate dispute resolution or other actions necessary to recover the Item or its value; and

Withhold future payouts or suspend the Renter’s account until the issue is resolved.

Closure of Non-Return Cases

If, after 14 days beyond the return deadline, there is no communication or resolution, the Item may be deemed “not returned – closed,” and the applicable charges may be finalized in accordance with these Terms.

Lender Responsibility

The Lender acknowledges and agrees that if an Item is not returned and the Renter cannot be successfully charged, or the issue is otherwise unresolved, the Lender remains ultimately responsible for the Item and any resulting financial loss.

Wedlender may, at its discretion, attempt to recover the Item or collect applicable late fees or replacement charges from the Renter. However, Wedlender does not guarantee recovery, and the Lender bears the risk of any remaining loss associated with the Item.

16.4 Damage Reporting

The Lender must report damage:

Within 24 hours of return confirmation;

Before re-renting or otherwise using the Item;

With clear photographic evidence and supporting notes from a cleaner, tailor, or repair professional, if applicable.

Failure to meet these requirements may limit the Lender’s claim.

16.5 Damage Assessment

Damage may be classified as:

Minor damage – normal cleaning/repair needs;

Repairable damage – damage requiring professional repair;

Irreparable damage – major damage rendering the Item unusable or not reasonably restorable.

Wedlender may require evidence to substantiate repair estimates or irreparable status.

16.6 Damage Fees and Replacement Charges

Renters authorize Wedlender and its payment processors to:

Charge repair costs for repairable damage; or

Charge up to the full Retail Value for irreparable or non-returned Items.

Charges will be supported by evidence and assessed based on the reasonable cost of repair or replacement.

16.7 No Insurance

Wedlender does not insure rental Items. Users remain solely responsible for protecting Items and complying with all rental obligations.

Payments, Payouts and Financial Authorization

17.1 Payment Processing

Wedlender may collect and disburse funds on behalf of Users in connection with transactions conducted through the Services. Wedlender does not act as the merchant of record for user-provided goods or services, and all transactions occur directly between the applicable Users.

Payments may be processed through third-party providers, including Stripe, PayPal, or other approved payment services. By using the Services, you agree to be bound by the applicable payment processor’s terms of service.

17.2 Seller and Lender Payout Accounts

Sellers and Lenders must maintain a valid PayPal account or bank account to receive payouts.

Wedlender will process payouts to Sellers and Lenders via PayPal or bank transfer. Users are responsible for providing accurate, current, and complete payment information.

Wedlender is not responsible for delays, failed transfers, or payment errors caused by incorrect, incomplete, or outdated payment details. By using the Services, Sellers and Lenders agree to hold Wedlender harmless from such issues.

Sellers and Lenders are responsible for any PayPal, bank, or payment processing fees associated with receiving payouts, unless otherwise stated in the Services.

17.3 Authorization for Stored Payment Methods

Buyers and Renters authorize Wedlender and its payment partners to store and charge a payment method for:

Purchase or rental fees;

Late fees;

Damage charges;

Replacement charges (Retail Value);

Dispute outcomes; and

Any other amounts disclosed under these Terms.

17.4 Payment Holds and High-Value Rental Authorization

For rentals involving Items with a value exceeding $500, the following additional rules may apply:

Booking

The Renter pays the full rental amount upfront at the time of booking.

Damage Authorization Hold

Between 1 and 3 days before delivery or handoff, Wedlender may place a 10% damage authorization hold on the Renter’s payment method, capped at $750.

Delivery Confirmation

Once delivery or pickup is confirmed, a 24-hour inspection and dispute window begins.

Release of Funds

After the inspection window closes without dispute, the payout may be released to the Lender.

The Renter’s damage authorization hold will be released approximately 24 hours after the Item is returned to the Lender, provided no claims are pending.

17.5 Payout Timing

Payments from Buyers and Renters are collected by Wedlender and held until delivery or pickup is confirmed.

Payouts to Sellers and Lenders generally occur:

After the Item is confirmed as delivered (purchase) or picked up (rental);

After expiration of any applicable dispute or inspection windows; and

After deduction of platform fees, processing fees, and any other owed amounts.

Unless otherwise specified:

For purchase transactions, payouts are typically released within 5 days after confirmed delivery;

For rental transactions, payouts are typically released within 24 hours after the inspection window closes.

Sellers and Lenders cannot access funds before delivery or pickup confirmation.

All payouts are net of Wedlender’s commission, transaction processing fees, adjustments, and applicable taxes.

Actual payout timing may vary depending on payment provider processing times and account verification.

17.6 Holds, Reserves and Risk Controls

Wedlender may place holds or reserves on funds in situations including:

Ongoing disputes or chargebacks;

Suspected fraud or misuse;

High-risk transactions;

Lack of required verification; or

Abnormal transaction patterns.

Held funds may be retained until the underlying issue is resolved.

17.7 Clawbacks and Negative Balances

If a chargeback, refund, adjustment, or dispute decision requires recovery of previously released funds, Wedlender may:

Reverse all or part of the payout;

Offset amounts against future payouts; or

Charge the payment method on file.

Users are responsible for maintaining sufficient funds or valid payment methods to cover such obligations.

17.8 No Banking or Escrow Relationship

Wedlender is not a bank, escrow agent, fiduciary, or financial institution. Wedlender may facilitate the collection and disbursement of funds between Users but does not hold funds as a trustee or escrow agent.

Cancellations, Returns, Refunds and Adjustments

18.1 General Final Sale Policy

Purchases and rentals are generally considered final, except where explicitly permitted under these Terms or required by law.

18.2 Buyer-Initiated Cancellations

Before the Seller ships the Item or the Local Pickup takes place, the Buyer may request cancellation. The Seller may accept or decline the request, unless platform rules or specified timelines require cancellation.

For rental transactions, the Lender may set a cancellation window or policy within the Listing or rental terms. Any such cancellation terms must be clearly disclosed through the Services and will be confirmed by the Renter during the booking process.

18.3 Seller-Initiated Cancellations

Sellers may request cancellation only when:

The Item is no longer available or damaged;

Fulfilling the order would violate applicable law;

The Buyer fails to schedule pickup within required time windows.

Repeated cancellations may result in account restrictions.

18.4 Refunds for Non-Delivery

Buyers may be eligible for full refunds if:

The Item never ships;

The Item is not delivered;

The Seller fails to appear for Local Pickup.

18.5 Refunds for SNAD or Material Misrepresentation

A Buyer may open a Dispute and request a refund if an Item is materially different from the Listing, not as ordered, or otherwise does not comply with the Listing, including but not limited to:

Undisclosed damage;

Incorrect sizing or specifications; or

Delivery of the wrong Item.

Wedlender may, at its discretion and based on the available evidence, require the Item to be returned prior to issuing a refund, assess fees, provide full or partial refunds, or adjust payments between the parties.

Users agree to provide supporting documentation, photos, communications, or other evidence as reasonably requested by Wedlender during the dispute process.

18.6 Rental-Specific Refunds

Renters may be eligible for refunds if:

The Lender fails to appear for pickup;

The Item is materially misrepresented or unsuitable for its intended use;

The rental cannot proceed due to the Lender’s actions or Item condition.

18.7 Return Requirements

If Wedlender orders a return:

Buyers must ship the Item using a prepaid label or return it via Local Pickup;

Items must be returned within the specified window (e.g., 7 days);

Failure to return the Item may void the refund.

18.8 Adjustments

Wedlender may issue partial refunds, credits, or adjustments in cases involving:

Minor damage;

Partial deliveries;

Good-faith cooperation by both parties;

Operational or system errors.

Disputes Between Users (Platform-Level Resolution)

19.1 Required Platform Process

Users agree to attempt resolution through Wedlender’s dispute system before initiating chargebacks or legal claims, unless prohibited by law.

19.2 Dispute Windows

Typical dispute windows include:

Shipping (purchase transactions): within 5 days of delivery confirmation;

Local Pickup (purchase or rental): within 24 hours of receiving the Item; and

Rentals (return condition or damage claims): within 24 hours after the Item is delivered or returned.

Wedlender may modify these dispute windows from time to time in accordance with these Terms or applicable platform rules.

19.3 Evidence Requirements

Users must submit:

Photos, videos, or documentation;

Chat logs;

Tracking information;

Repair receipts or notes;

Any other requested evidence.

19.4 Wedlender’s Discretion

Wedlender may, based on evidence:

Issue full or partial refunds;

Deny claims;

Require returns;

Direct payment of fees or costs;

Close the dispute.

19.5 Allocation of Returned Items

If a refund is issued:

The Item must be returned to the Seller/Lender unless Wedlender explicitly determines otherwise.

19.6 Information Sharing

Users authorize Wedlender to share relevant data with payment processors, banks, or legal authorities as needed.

Chargebacks, Fraud, and Risk Controls

20.1 Chargeback Process

Sellers acknowledge that payments released to their accounts may be subject to chargebacks, refunds, or reversals initiated by a Buyer’s payment provider. In such cases, Wedlender may debit the Seller’s account for the corresponding amount.

Sellers are solely responsible for any losses resulting from chargebacks, cancellations, or payment reversals initiated by Buyers or their payment providers. Wedlender is not liable for any such chargebacks, refunds, reversals, or associated losses incurred by Sellers.

Wedlender does not mediate or guarantee the outcome of any chargeback, dispute, or reversal initiated by a Buyer or their payment provider. However, Wedlender may assist in facilitating the exchange of information between the parties when reasonably possible.

Sellers are encouraged to maintain accurate records of shipments, communications, and product descriptions, as well as proof of delivery or services rendered. Such records may be required to respond to chargebacks or disputes initiated through payment providers.

If a Seller fails to reimburse Wedlender for a chargeback, reversal, or refund, Wedlender may:

Recover the amount from future payouts, account balances, or other funds owed to the Seller;

Charge the Seller’s payment method on file, where applicable; and/or

Pursue any other remedies available under these Terms or applicable law.

Wedlender reserves the right to place holds on funds, suspend payouts, restrict account features, or terminate a Seller’s account if reimbursement is not received within a reasonable time.

20.2 User Cooperation

Users must cooperate in providing evidence for chargeback investigations.

20.3 Consequences for Sellers and Lenders

If a chargeback is issued:

Payouts may be reversed;

Accounts may show negative balances;

Fees may apply.

20.4 Fraud Indicators

Wedlender may monitor activity for:

Multiple disputes;

High-value cancellations;

Suspicious messages;

Off-platform payment attempts;

Mismatched identities.

20.5 Risk Mitigation Actions

Wedlender may:

Freeze accounts;

Hold funds;

Delay payouts;

Disable listings;

Request verification;

Ban users.

20.6 Recovery

Wedlender may recover chargeback losses from Users via:

Future payouts;

Stored payment methods;

Debt collection actions, where lawful.

User Content, Reviews and Intellectual Property License

21.1 User Content Definition

“User Content” includes all photos, videos, text, messages, reviews, and Listing content that you submit.

21.2 User Ownership

You retain ownership of your User Content, subject to the following license.

21.3 License to Wedlender

You hereby grant to us a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, sublicensable, transferable, non-exclusive license for all of your User Content and any intellectual property rights therein (including patents, copyrights, trade secrets, and trademarks) to use, reproduce, modify, distribute, publicly display, promote, sublicense, and otherwise exploit the User Content in any medium or format, whether now known or hereafter devised. This license shall survive any termination or expiration of any agreement between the parties and shall be binding upon your successors and assigns.

21.4 Content Standards and Nondiscrimination

User Content must not:

Be false, defamatory, harmful, or misleading;

Infringe intellectual property rights;

Violate privacy or confidentiality;

Contain hate speech, harassment, or inappropriate material.

Users who offer goods, services, accommodations, or other transactions through the Website or Platform (each, a “Provider”) may not refuse to transact with, impose different terms or conditions on, or otherwise discriminate against any person on the basis of race, color, religion, national origin, sex, gender identity or expression, sexual orientation, disability, familial status, age, marital status, citizenship or immigration status, military or veteran status, or any other characteristic protected by applicable federal, state, or local law (“Protected Characteristics”).

Without limiting the foregoing, Providers shall not, on the basis of any Protected Characteristic:

(a) decline, cancel, or refuse to complete an otherwise qualifying transaction;

(b) charge a higher price, impose additional fees, or apply less favorable terms;

(c) provide lower-quality goods or services, or make the transaction materially less favorable;

(d) make statements or engage in conduct that expresses a preference for or against any person based on a Protected Characteristic; or

(e) use any feature of the Website or Platform in a manner designed or intended to circumvent this Section.

Providers are independently responsible for complying with all applicable anti-discrimination laws, including but not limited to the Civil Rights Act of 1964, the Fair Housing Act, the Americans with Disabilities Act, the Equal Credit Opportunity Act, and applicable state and local public accommodations, civil rights, and human rights laws. This Section supplements, and does not limit, any obligations imposed by applicable law.

Violation of this Section constitutes a material breach of these Terms. The Company reserves the right, in its sole discretion, to investigate reported violations, suspend or permanently terminate the account of any Provider found to have violated this Section, remove listings or transaction offerings, and take any other remedial action the Company deems appropriate. The Company may, but is not obligated to, report credible violations to applicable governmental authorities.

The Company is not a party to transactions between users and Providers and does not guarantee that all Providers will comply with this Section. Nothing in this Section creates any agency, employment, partnership, or joint venture relationship between the Company and any Provider, or imposes liability on the Company for a Provider’s discriminatory conduct.

21.5 Moderation

Wedlender may, but is not required to:

Review, remove, or restrict content;

Limit review privileges;

Hide Listings or adjust visibility.

21.6 Third-Party Claims

Users must indemnify Wedlender for claims arising from User Content, as detailed in Section 27.

Wedlender Intellectual Property and Platform License

22.1 Ownership

Wedlender owns all rights in:

The platform and software;

Logos, trademarks, trade dress;

Design elements and databases;

All proprietary materials.

22.2 License

Users receive a limited, revocable, non-transferable license to use the Services solely for lawful marketplace activity.

22.3 Restrictions

Users may not:

Copy, scrape, or reproduce the platform;

Reverse engineer or interfere with functionality;

Use Wedlender’s marks without permission.

22.4 DMCA Compliance and Copyright Complaints

Wedlender respects the intellectual property rights of others and complies with the Digital Millennium Copyright Act (“DMCA”).

If you believe that content available on the Services infringes your copyright, you may submit a written DMCA notice requesting removal of the allegedly infringing material.

A valid DMCA notice must include:

(i) identification of the copyrighted work claimed to have been infringed;

(ii) identification of the infringing material and its location on the Services;

(iii) your contact information;

(iv) a statement that you have a good-faith belief that the use is unauthorized;

(v) a statement made under penalty of perjury that the information is accurate and that you are the copyright owner or authorized to act on their behalf; and

(vi) your physical or electronic signature.

If content you posted was removed or disabled as a result of a DMCA notice, you may submit a counter-notification if you believe the material was removed by mistake or misidentification.

Wedlender reserves the right to terminate accounts of Users who are repeat copyright infringers in appropriate circumstances.

Designated Copyright Agent

Wedlender LLC

Email: hello@wedlender.com

Third-Party Services, Integrations and Links

23.1 Integrations

The platform integrates with third parties (Stripe, ShipStation, tax tools, analytics). Use of those services is subject to their respective terms.

23.2 No Control

Wedlender is not responsible for outages, errors, or decisions made by third parties.

23.3 External Links

Links to third-party websites do not constitute endorsement.

Privacy, Data Use and Communications

24.1 Summary

Use of the Services is also governed by the Privacy Policy.

24.2 Data Collection

We may collect account data, Listing data, chat logs, transaction details, device identifiers, and analytics.

24.3 Data Sharing

We may share data with:

Payment processors;

Shipping carriers;

Tax providers;

Fraud-prevention services;

Law enforcement, where lawful.

24.4 Communications

By using the Services, you consent to receive:

Transactional communications;

Support communications;

Optional marketing communications (with opt-out rights).

Warranties, Disclaimers and Platform Availability

25.1 No Item Warranties

Wedlender makes no warranties or representations regarding:

Item quality, safety, legality, or suitability;

Accuracy of Listings;

Conduct of Users.

25.2 As-Is Platform

The Services are provided “as is” and “as available.”

25.3 No Guarantee

We do not guarantee:

Uninterrupted access;

Error-free performance;

Accurate search or ranking.

25.4 Product Liability Disclaimer

If a Seller lists, rents, or ships a defective or unsafe Item, any claim for damage, loss, injury, or other harm arising from that defect must be made directly against the Seller or Lender responsible for the Item.

Wedlender operates solely as a platform facilitating transactions between Users. Wedlender is not the retailer, manufacturer, distributor, or owner of Items listed on the Services and does not assume any liability for product defects, safety issues, or failures of any Item.

Limitation of Liability

26.1 Limitation

To the fullest extent permitted by law, Wedlender’s total liability shall not exceed:

The greater of (i) the amounts paid by you to Wedlender in the past 12 months, or (ii) $100.

26.2 Exclusions

Wedlender shall not be liable for:

Indirect, incidental, consequential, special, or punitive damages;

Lost profits or data;

User misconduct or misrepresentations.

26.3 Exceptions

Some jurisdictions do not allow limitations of liability; sections may not apply to you.

27. Indemnification

You agree to indemnify, defend, and hold harmless Wedlender LLC, its affiliates, officers, directors, employees, and agents from all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of:

Your misuse of the Services;

Your Listings, Items, rentals, or sales;

Your breach of these Terms or law;

Your User Content;

Chargebacks caused by your conduct;

Off-platform transactions arranged by you.

Wedlender may assume exclusive defense and you agree to cooperate fully.

28. Governing Law, Dispute Resolution and General Provisions

28.1 Governing Law

These Terms are governed by the laws of the State of Delaware, USA, excluding its conflict-of-laws rules.

28.2 Platform Dispute Procedures

In the event of a dispute related to a rental, purchase, or service conducted through the Services, Buyers and Sellers may be required to submit a Dispute Evidence Form or equivalent documentation through the platform.

Evidence may include, but is not limited to:

Photos of the Item’s condition;

Delivery confirmations or tracking records;

Rental agreements or order confirmations;

Receipts or repair estimates; and

Communications between the parties.

All disputes must be reported and supporting evidence submitted within the following timeframes, unless otherwise determined by Wedlender:

Shipping and purchase transactions: within 5 days of delivery confirmation;

Local Pickup (purchase or rental): within 24 hours of receiving the Item;

Rental return condition or damage claims: within 24 hours after the Item is returned.

If an Item is not delivered, or is delivered to the wrong address, the Buyer must notify the Seller and/or initiate a Dispute through the Services within:

Shipping: within 7 days of the estimated delivery date based on the tracking number;

Local Pickup (purchase or rental): within 3 days of the assigned pickup date.

Failure to provide requested evidence or report disputes within the required timeframes may limit or waive the party’s ability to contest fees, dispute charges, or request adjustments.

28.3 Arbitration

To the extent permitted by applicable law, any and all disputes, claims, or controversies between a User and Wedlender may be resolved exclusively and finally by binding arbitration. Arbitration shall:

Be conducted before the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (or, for business disputes, its Commercial Arbitration Rules) as then in effect;

Be conducted on an individual basis only;

Not permit class, collective, or representative actions;

Involve limited discovery consistent with the applicable arbitration rules; and

Result in a final and binding decision.

This arbitration provision may be modified or replaced by any specific dispute resolution terms presented to you at the time of account creation or transaction.

YOU HAVE THE RIGHT TO OPT OUT OF THIS ARBITRATION AGREEMENT AND CLASS ACTION WAIVER. THIS RIGHT IS AVAILABLE TO YOU FOR A LIMITED TIME AS DESCRIBED BELOW.

(a) Opt-Out Period. To exercise the opt-out right, you must send written notice of your decision to opt out to Wedlender at hello@wedlender.com within thirty (30) days of the date you first accepted this Agreement (the “Opt-Out Deadline”). Notices received after the Opt-Out Deadline will not be effective.

(b) Required Contents of Opt-Out Notice. Your opt-out notice must include: (i) your full legal name; (ii) your mailing address and email address associated with your account or agreement; (iii) a clear statement that you wish to opt out of the arbitration agreement in this Section 28.3; and (iv) your signature (electronic signature is acceptable). Incomplete notices will not be effective.

(c) Effect of Opt-Out. If you timely and properly opt out, the arbitration agreement and class action waiver in this Agreement will not apply to you, and any disputes between you and us shall be resolved in a court of competent jurisdiction as set forth in Section 28.4. Opting out of arbitration does not affect any other provision of this Agreement.

(d) No Retaliation. We will not take any adverse action against you for opting out of this arbitration agreement.

(e) One-Time Right. The opt-out right applies only to this Agreement and any arbitration agreement first presented to you in connection with it. If you have previously agreed to arbitration with us and did not opt out at that time, this Section does not provide a new opportunity to opt out of that prior agreement.

28.4 Venue

If arbitration does not apply, or is deemed unenforceable, or if AAA is unavailable, exclusive venue for any dispute arising out of or relating to these Terms shall lie in the state or federal courts located in the State of Delaware.

28.5 Class Action Waiver

To the fullest extent permitted by law, you agree not to participate in any class, collective, or representative action against Wedlender, whether in arbitration or in court.

28.6 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

28.7 Assignment

Wedlender may assign or transfer these Terms, in whole or in part, without restriction. Users may not assign or transfer their rights or obligations under these Terms without Wedlender’s prior written consent.

28.8 Notices

Notices may be provided to you via the email address associated with your Account or through the Services and will be deemed received upon sending.

28.9 Survival

Sections concerning fees, payments, intellectual property, indemnification, limitations of liability, dispute resolution, and any other provisions that by their nature should survive termination shall remain in effect after termination of these Terms.

28.10 Entire Agreement

These Terms, together with any incorporated policies or additional terms, constitute the entire agreement between you and Wedlender regarding the use of the Services and supersede any prior or contemporaneous agreements or understandings.

28.11 Force Majeure

Definition. A “Force Majeure Event” means any event or circumstance beyond the reasonable control of Wedlender that prevents or delays the Company’s performance of its obligations under these Terms, including but not limited to:

(a) acts of God, including earthquakes, floods, fires, storms, hurricanes, tornadoes, lightning, or other natural disasters;

(b) acts of war, terrorism, civil unrest, insurrection, riot, or sabotage;

(c) epidemics, pandemics, or public health emergencies declared by a governmental authority;

(d) actions, embargoes, sanctions, laws, regulations, orders, or other directives of any governmental or regulatory authority;

(e) failures or outages of third-party internet infrastructure, telecommunications networks, hosting providers, content delivery networks, cloud service providers, or other third-party technology services on which the Website relies;

(f) denial-of-service attacks, cyberattacks, hacking, ransomware, malware, or other malicious interference with the Company’s systems or infrastructure;

(g) labor disputes, strikes, or lockouts involving third parties; and

(h) any other cause beyond the Company’s reasonable control that could not have been foreseen or prevented by the exercise of reasonable diligence.

To the extent that the Company’s performance of any obligation under these Terms is prevented, hindered, or delayed by a Force Majeure Event, the Company shall be excused from performance of that obligation for the duration of the Force Majeure Event and for a reasonable period thereafter. No such failure or delay shall constitute a breach of these Terms, and the Company shall not be liable to you for any loss, damage, cost, or expense arising from or in connection with such non-performance.

The Company will use commercially reasonable efforts to notify users of any Force Majeure Event that materially affects the availability or functionality of the Website, including by posting notice on the Website or through any other communication channel reasonably available to the Company under the circumstances. The Company’s failure to provide such notice due to the Force Majeure Event itself shall not affect the applicability of this Section.

If a Force Majeure Event continues for a period exceeding ninety (90) consecutive days, the Company reserves the right, in its sole discretion, to suspend or permanently discontinue all or any portion of the Website or Services, without liability to you, upon five (5) business days’ notice where practicable.

Nothing in this Section shall obligate the Company to procure insurance against Force Majeure Events, to pay any penalty, liquidated damages, or compensation to you as a result of a Force Majeure Event, or to offer refunds or credits except as expressly provided elsewhere in these Terms or required by applicable law.

A Force Majeure Event affecting the Company’s performance does not excuse or delay any obligation of the user under these Terms, including any payment obligations.

28.12 State-Specific Terms

Depending on your state of residence, you may have certain rights regarding the personal information we collect, use, and share about you. This Section describes those rights and how to exercise them. These rights are in addition to, and do not limit, any other rights described in our Privacy Policy.

The following additional terms apply to Users located in the states listed below. These provisions supplement the rest of these Terms and do not replace them. Where a conflict exists between a state-specific provision and the general Terms, the state-specific provision controls for Users in that state.

The rights described in this Section are provided under one or more of the following laws, as applicable to your state of residence:

— California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), Cal. Civ. Code § 1798.100 et seq.

— Virginia Consumer Data Protection Act (VCDPA), Va. Code Ann. § 59.1-571 et seq.

— Colorado Privacy Act (CPA), Colo. Rev. Stat. § 6-1-1301 et seq.

— Connecticut Data Privacy Act (CTDPA), Conn. Gen. Stat. § 42-515 et seq.

— Texas Data Privacy and Security Act (TDPSA), Tex. Bus. & Com. Code § 541.001 et seq.

— Florida Digital Bill of Rights (FDBR), Fla. Stat. § 501.701 et seq.

— Oregon Consumer Privacy Act (OCPA), ORS § 646A.570 et seq.

— Montana Consumer Data Privacy Act (MCDPA), Mont. Code Ann. § 30-14-3001 et seq.

— Nevada Privacy of Information Collected on the Internet from Consumers Act (NPICICA), Nev. Rev. Stat. § 603A et seq.

We may ask you to provide information sufficient to reasonably verify that you are the person about whom we collected personal information. You may designate an authorized agent to submit a request on your behalf. For California residents, an authorized agent must provide written permission signed by you, and we may require you to verify your own identity directly with us, unless the agent has been granted power of attorney pursuant to California Probate Code §§ 4000–4465.

California.

Consumer Rights. California residents may have additional rights under the California Consumer Privacy Act (CCPA), the California Consumer Legal Remedies Act (CLRA), and the California Unfair Competition Law (UCL). Nothing in these Terms is intended to waive or limit any rights you may have under those statutes that cannot be contractually waived.

Data Rights. California residents have the right to: (i) know what personal information Wedlender collects, uses, and shares; (ii) request deletion of personal information, subject to certain exceptions; (iii) opt out of the sale or sharing of personal information; and (iv) non-discrimination for exercising these rights. To exercise these rights, contact us at hello@wedlender.com. For full details, please review our Privacy Policy.

Arbitration. To the extent the arbitration provision in Section 28.3 is deemed unenforceable under California law, disputes may be resolved in the state or federal courts located in California, and California law will apply to California residents’ claims arising under California consumer protection statutes.

Proposition 65. If any Item listed on the Services contains chemicals known to the State of California to cause cancer or reproductive harm, it is the Seller’s sole responsibility to provide any required Proposition 65 warnings. Wedlender does not review Listings for Proposition 65 compliance and makes no representations regarding the chemical composition of any Item.

To exercise any of the rights described in this Section, you (or your authorized agent) may email us at hello@wedlender.com.

New Jersey.

Consumer Fraud. New Jersey residents may have rights under the New Jersey Consumer Fraud Act (NJCFA). Nothing in these Terms limits any statutory remedy available to New Jersey residents under the NJCFA that cannot be waived by contract, including the right to seek treble damages and attorney’s fees for unlawful practices.

Limitation of Liability. To the extent New Jersey law prohibits limitations of liability for consumer transactions, the limitations in Section 26 shall not apply to New Jersey residents with respect to claims arising under New Jersey consumer protection law.

New York.

Consumer Protection. New York residents may have rights under New York General Business Law Sections 349 and 350, which prohibit deceptive acts and false advertising. Nothing in these Terms waives any rights New York residents may have under those provisions.

Plain Language. These Terms are intended to comply with New York’s plain language requirements for consumer contracts. If any provision is found to be unenforceable for failure to meet those requirements, the remaining provisions shall continue in full force.

Nevada.

Privacy Opt-Out. Nevada residents have the right to opt out of the sale of their covered information as defined under Nevada Revised Statutes Chapter 603A. To submit an opt-out request, contact us at hello@wedlender.com. We will respond within 60 days, or within 90 days where reasonably necessary with prior notice.

Vermont.

Data Sharing. Vermont residents are entitled to opt out of the sharing of their personal information with third parties for marketing purposes. To exercise this right, contact us at hello@wedlender.com. Wedlender will not share Vermont residents’ personal information with unaffiliated third parties for their direct marketing use without affirmative consent.

Users in states not listed above may still have rights under applicable state law that these Terms do not and cannot override. Wedlender does not intend for any provision of these Terms to waive a statutory right that cannot be waived by contract. If you believe your state grants you rights not addressed here, you are encouraged to consult an attorney or your state’s consumer protection office.

Wedlender may update this section from time to time as new state laws take effect or as the Services expand. Updates will be posted with a revised effective date in accordance with Section 3.2. The effective date of the most recent version of these Terms is noted at the top of this document. We encourage you to review this Section periodically.